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Showing posts from October, 2024

Urgent Medicare Crisis in Umatilla and Union Counties

Residents of Umatilla and Union Counties face a critical healthcare crisis as the only Medicare Advantage option for 2025, "Summit," will no longer be available. For seniors currently enrolled in Summit's Medicare Advantage plan, the upcoming annual enrollment period—October 15 to December 7—is crucial. During this window, they must transition to "Traditional Medicare" or risk losing essential healthcare coverage. Failing to take action will leave seniors with only Medicare Parts A and B, which cover only 80% of healthcare costs, leaving the remaining 20% as an out-of-pocket burden. This could expose seniors to significant financial risks in the event of medical emergencies, surgeries, or long-term treatments. The absence of Medicare Advantage means they will have to carefully assess options like Medigap or Medicare Supplement plans to avoid financial vulnerability. Additionally, those already enrolled in Traditional Medicare who rely on Part D for prescription

Maximizing Your Medicare Coverage: Why Partnering with a Medicare Professional Matters for 2025

As the Medicare Annual Enrollment Period (AEP) approaches, from October 15th to December 7th, it's essential for current Medicare beneficiaries to be aware of significant changes coming in 2025. Changes in coverage, deductibles, and monthly premiums for Medicare and Part D prescription plans can impact your healthcare and finances. Navigating these changes alone can be overwhelming, which is why partnering with a Medicare professional can make all the difference. Stay Informed About Updates Medicare policies evolve each year, and 2025 brings adjustments to premiums, coverage gaps, and out-of-pocket costs. A Medicare professional stays on top of these changes, ensuring you’re well-informed about how they will affect your plan. They can identify the most affordable and comprehensive options for your specific health needs. Personalized Guidance Every individual’s healthcare needs are unique. Working with a Medicare advisor allows you to receive personalized recommendations based on yo